The One App for Your Money and Your Health
Stop juggling multiple apps. DoktoAI seamlessly fuses your complete digital wallet with a full suite of health services, offering guaranteed savings and unparalleled convenience in a single, intelligent platform.
Total Balance
₦247,500
Health Pay
Send Money
Recent Activity
Lab Test Payment
+₦2.5K cashback
-₦15K
2h ago
Pharmacy Purchase
+₦800 cashback
-₦8K
1d ago
Sent to Sarah
Health emergency
-₦25K
2d ago
Dr. Consultation
+₦1.2K cashback
-₦12K
3d ago
Gym Membership
+₦500 cashback
-₦5K
1w ago
Your Money Should Work for Your Health
Today, managing your finances and taking care of your family's wellness are two disconnected battles. We built a platform to connect them—and reward you for it.
Traditional Banking
The old way of managing money and health
Separation
Your bank is general. Your health plan is separate.
No Rewards
Health payments are full-price expenses.
Reactive
You only pay when you're sick.
The DoktoAI Difference
The future of health-fintech integration
Integration
Your money and wellness tools live in the same app.
Guaranteed Savings
Pay for any health service and instantly unlock rewards and discounts.
Proactive & Intelligent
Our AI helps you save, plan, and prevent financial stress.
Simple, Powerful, and Rewarding
Discover the core features that make DoktoAI your essential daily app.
The Smart Wallet
A digital wallet built for modern life. Use it as your primary account for everyday transactions, just like any world-class bank.
Daily Transactions
Send money, pay bills, buy airtime, and manage savings
Secure & Reliable
State-of-the-art security and instant processing
Simple P2P
Instant transfers within DoktoAI network and beyond
Instant Health Rewards
This is where your money works harder. Every health payment becomes an investment in your financial wellness.
Guaranteed Discounts
Instant discounts or cashback on all health payments
Health Code
Send funds instantly for medical needs—no bank account required
Seamless Integration
All health records and payments automatically linked
AI-Powered Planning
We don't just hold your money; we help you grow it responsibly for your future.
Personalized Savings
AI analyzes your profile to recommend perfect savings amounts
Proactive Reminders
Intelligent alerts for prescriptions and check-ups
Goal-Based Saving
Set up sub-accounts for specific health goals
Advanced Health Intelligence
Experience the future of healthcare with our comprehensive AI-powered health platform designed specifically for Nigerian families.
AI Chat (Multimodal)
Interact with our AI using text, voice, or images. Upload photos of symptoms, lab results, or prescriptions for instant analysis.
AI-Powered Virtual Consultation
Enhanced consultations where AI assists doctors with real-time insights and diagnosis suggestions for better accuracy.
Intelligent Symptom Checker
Advanced AI-powered symptom analysis providing instant health recommendations and guidance 24/7.
Medical Results Analysis
Upload lab results for AI-powered analysis and clear explanations
Smart Medical Records
AI-organized health history with intelligent insights and trends
Predictive Health Insights
Personalized health trends and proactive wellness recommendations
Your Personal AI Assistant for Smart Banking
Simply chat with DoktoAI to send money, pay bills, track spending, and get intelligent insights about your financial habits - all while earning rewards.
DoktoAI Assistant
● Online
Send ₦25,000 to John for rent
I'll send ₦25,000 to John for rent. This transaction earns you ₦250 cashback!
Show me my spending breakdown this month
This month you've spent ₦85,000 and earned ₦4,250 in rewards!
Natural Language Banking
Simply tell DoktoAI what you want to do. "Send ₦5,000 to Sarah" or "Pay my electricity bill" - our AI understands and executes instantly.
Smart Financial Insights
Ask questions like "How much did I spend on food this month?" or "Show me my biggest expenses" and get detailed, visual insights instantly.
Intelligent Categorization
Our AI automatically categorizes your transactions and identifies health-related spending to maximize your rewards and provide personalized financial insights.
Available 24/7 • Voice & Text • Multiple Languages
Everything You Need in One Platform
Experience the power of integrated health and financial services designed for modern life.
Digital Wallet
Your complete financial hub with instant payments, savings tracking, and seamless money management.
Health Payments
Pay for medical services and earn instant rewards on every transaction.
AI Insights
Get personalized recommendations for your health and financial goals.
Instant Transfers
Send money to family and friends instantly, even for emergency medical needs.
Bank-Level Security
Your money and health data are protected with enterprise-grade security.
Family Health Hub
Manage your entire family's health and finances from one secure dashboard.
Growth Tracking
Watch your health savings grow with our intelligent investment options.
Mobile First
Access all features on-the-go with our intuitive mobile app.
We Are Your Partner.
We are not just an app with a health feature, nor are we an HMO with a payment plan. DoktoAI is a specialized, intelligent financial ecosystem dedicated exclusively to your well-being.
Health-First Design
Every feature is built with your wellness in mind, not as an afterthought.
Guaranteed Returns
Being proactive about your health is always the most rewarding financial decision.
Uncompromising Security
Your financial and health data deserve the highest level of protection.
Family-Centered
Designed to support your entire family's health and financial journey.
By integrating your daily transactions with guaranteed health savings, we ensure that being proactive about your health is always the most rewarding financial decision you can make.
Ready to Transform Your Money and Health?
Download the DoktoAI App and start earning rewards on your health today. Join thousands of families who are already saving money while staying healthy.